Discover More Rewards Card (Discover): This is a fairly standard card for students since it is fairly easy to get (I believe it was advertised as a student card before, but I think it is the same as the one given to non-students). I started out with a $500 credit limit and it has basic cash-back rewards. It has a revolving 5% cash back on certain categories like groceries, restaurants, department stores, and travel. For example, from January to March, I can get 5% cash-back on restaurant purchases. These revolving 5% cash-back is subject to a maximum limit (i.e. 5% cash-back on up to $600 of grocery purchases), so make sure to pay attention to that if you are spending partially to get the cash-back. It is also important to note that the card normally gives UP TO 1% cash-back on other purchases (I believe it is actually around 0.10% up until a certain spending amount before it actually becomes 1%). I usually only use this card on when I have the revolving 5% bonus. Something that is really nice about the rewards system though is that after earning, let's say, $20 in cash-back, you can actually get another bonus and trade those rewards for a $25 gift card. This increases the yield and makes the Discover card one of the most attractive rewards vehicles in terms of credit. Again, the acceptance is not ubiquitous but there probably won't be too much difficulty with places accepting the card. The limit is also fairly low, especially compared with Chase Freedom and it's low yield on non-5% categories is annoying, but I believe the extra bonus in rewards when you redeem your cash back makes this card worth having. Discover also has a great small balance credit where if you carry a balance of $2 or less, they just write it off and you get that money for free. This means if I haven't used my Discover card for the month, you can be sure I'm going to get a free bagel or something cheap.